Credit Risk and Affordability Solutions

Gain a deeper understanding of consumer affordability to make smarter, more accurate decisions.

Improve your lending decisions with valuable consumer insights

For lenders, understanding consumers on a deeper level leads to better-informed decisions that protect your customers and portfolio. With a changing economic outlook, as well as FCA expectations of robust affordability checks and fair treatment of vulnerable individuals, safely acquiring new customers and strengthening existing relationships has never been more important.

We’ve long been at the forefront of innovation in the credit space. From our Over-Indebtedness Initiative, launched in 2006, to our pioneering trended data product, TrueVision®, and our open banking solutions that are now breaking new ground with Bud, we continuously strive to help you paint an accurate and comprehensive picture of applicant and customer risk.

Our Creditworthiness suite is flexible, complementary and customisable — empowering you to make more responsible lending decisions that benefit both your business and customers.

Why TransUnion

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Enquiries page for assistance.

Contact Us

TransUnion would like to send you original insight, commentary and research on data, software and analytics, early notifications of exclusive events and information about our products and services. If you would like to receive that information, please let us know using the following options:

Business enquiries: If you have a non-sales related query please call us on (+44) 0113 388 4300

Please read our privacy notice , which explains who we are, how we collect and use your personal information and how you can exercise your privacy rights.

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