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Getting to Grips With Your Credit Report and Score

A guide to help you take control of your financial future. Your credit report and score affect everyday decisions — from mobile phone contracts to buying a car or home.

This free guide explains how credit works in the UK, what lenders really look at, and how you can make smarter financial choices with confidence.

In the guide, you will learn:

  • What a credit report is and means
  • Why your score can go up or down
  • How to check your credit report
  • What to do if something on your report is wrong