Retail Finance

Leverage data that enables trust, better lending decisions and improved customer experiences.

Take advantage of actionable analytics and insights to create superior retail finance experiences

We help mail order, home shopping, brick and mortar, and online retailers make fast, secure and confident credit decisions. We offer a powerful combination of decisioning software, credit data, and a variety of flexible, complementary solutions that support each stage of the customer journey and assist with your approach to compliance.

Our credit risk solutions offer traditional risk scoring and trended credit data for a more holistic consumer picture — helping you make instant, informed decisions regarding consumers applying for credit at the point of purchase.

Affordability solutions help ensure customers aren’t taking on credit they can’t afford and credit limits remain suitable throughout their time with you. More robust checks can help reduce the size of your future bad debt book and potential lost income.

Our CallValidate suite of identification and verification tools supports your risk management strategies by allowing you to quickly know customers are who they say they are. This enables genuine customers to transact with confidence and strengthens your approval process. At the same time, anti-impersonation checks can cut the risk of chargebacks and tackle delivery fraud where stock is lost due to fraudulent addresses.

Our expertise as a global insights and information company ultimately delivers an accurate and comprehensive picture of consumers. And when you truly understand customers, it’s easier to build basket size and loyalty.

Why TransUnion

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Enquiries page for assistance.

Contact Us

TransUnion would like to send you original insight, commentary and research on data, software and analytics, early notifications of exclusive events and information about our products and services. If you would like to receive that information, please let us know using the following options:

Business enquiries: If you have a non-sales related query please call us on (+44) 0113 388 4300

Please read our privacy notice , which explains who we are, how we collect and use your personal information and how you can exercise your privacy rights.

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