Industry

FinTech

From Series A-funded startups to unicorns, we engineer solutions, big data analytics and test concepts for the performance obsessed. 

A platform for FinTechs to thrive

The UK is the second largest destination globally for FinTech investment, with the number of firms projected to double by 2030. Driving innovation and technology advancements, FinTechs cater to the need for greater digital experiences built on secure, intuitive and fast transactions and interactions.

We use our in-depth understanding of the sector and financial services trends to help FinTechs at different stages. From startups wanting to build the bank of the future to B-corps wanting to grow sustainably with Open Banking to established players focused on maximising profitability, our clients include neo and digital banks, alternative finance, BNPL, payments, retail point of sale and wallets to those breaking ground in emerging sub-sectors.

Our consultants and data scientists work alongside project teams to design solutions to optimise the consumer experience and serve specific business needs. Projects cover the whole customer journey from friction-right digital onboarding — requiring minimal user effort thanks to sophisticated fraud and identity verification, credit risk and affordability capabilities — to turnkey, consumer-centric solutions that promote credit education and empowerment.

Fintech Platform

Disrupt the status quo

Improve performance and profitability with customer-centric products and flexible, easy-to-deploy services.

Accelerate growth

Access robust and alternative big data and award-winning solutions, such as CreditView credit monitoring tools or trended data to turbocharge growth strategies.

Improve customer experiences

Reduce manual review queues and accelerate customer interactions so you can provide streamlined journeys.

Counter fraud threats

Strengthen your fraud defences and make confident, real-time identity decisions without adding unnecessary friction or back-office costs.

Access ongoing innovation

With a back catalogue of industry firsts including being the first CRA to accept buy now, pay later datasets, we provide unique consumer insights.

Agile deployment

Our product development delivers data solutions that empower FinTechs with dedicated financial services APIs, configurable controls and rapid deployment.

Effective originations

Work with experts and industry thought leaders to build and deploy decisioning platforms that enable superior onboarding experiences.

Case study: How Tymit Uses TruValidate to Counter Fraud and Improve the Customer Experience

TransUnion has partnered with London-based fintech company Tymit to help mitigate fraud risks whilst enabling friction-right experiences for consumers applying for Tymit’s pioneering instalment credit card. Watch our video with Bis Das, VP of risk at Tymit, and learn more from our case study in our blog.

TransUnion is first UK credit reference agency to accept buy now pay later data

Global information and insights provider TransUnion has announced it is ready to accept buy now, pay later finance into UK consumer credit files, being the first credit reference agency in the UK to do so. 

Following extensive research and product innovation, buy now, pay later finance – also known as deferred payment credit – will be included within TransUnion credit information to help protect consumers and enable finance providers to ensure that payment plans are affordable and sustainable.

Open-Banking-Bud-Solution

TransUnion and Bud team up to deliver next-gen Open Banking solutions

Open Banking increasingly plays a key role in helping lenders obtain accurate information on the financial situation of existing and potential consumers, providing insights into their transactions, financial resilience, creditworthiness and ability to afford repayments.

In 2023, TransUnion announced it was partnering with FinTech Bud Financial to develop advanced and innovative Open Banking platforms.

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Bud Logo

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Enquiries page for assistance.

Contact Us

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