Credit Risk and Affordability

Improve your lending decisions with valuable consumer insights

For lenders, understanding consumers on a deeper level leads to better-informed decisions that protect your customers and portfolio. With a changing economic outlook, as well as FCA expectations of robust affordability checks and fair treatment of vulnerable individuals, safely acquiring new customers and strengthening existing relationships has never been more important.

We’ve long been at the forefront of innovation in the credit space. From our Over-Indebtedness Initiative, launched in 2006, to our pioneering trended credit data tool, TrueVision®, we continuously strive to help you paint an accurate and comprehensive picture of applicant and customer risk.

Our Creditworthiness suite is flexible, complementary and customisable — empowering you to make more responsible lending decisions that benefit both your business and customers.

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Why TransUnion

Smarter
Decisions

Make more accurate and confident choices using a deeper understanding of consumer affordability.

Resources

Brochure

Learn more about unlocking the power of our Creditworthiness solution

Featured Content

Consumer Portraits

Learn how to adapt your credit management strategies to meet the needs of consumers.

Affordability Assessment Guide

How much could new affordability guidelines cost your business.

Shop Direct Case Study

Find out how we helped Shop Direct enhance their responsible lending practices. Read the Case Study.

TransUnion: Products By Solution

Products For Credit Risk and Affordability

6 of 6

Affordability Report

Delivering the data required to help lenders make responsible, more informed decisions.

CallMonitor

Keep up to date with your customers and their financial situation to inform smarter lending decisions.

CallReport

Call Report helps you make quicker, more responsible choices.

DataDNA

Access a ready-made solution that provides a consistent, single customer view.

TransUnion Open Banking

Transform your onboarding strategy with our Open Banking Platform.

TrueVision

With over 2,000 credit attributes and proprietary algorithms, you see a more holistic consumer profile.

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