Gain a deeper understanding of consumer affordability to make smarter, more accurate decisions.
Improve your lending decisions with valuable consumer insights
For lenders, understanding consumers on a deeper level leads to better-informed decisions that protect your customers and portfolio. With a changing economic outlook, as well as FCA expectations of robust affordability checks and fair treatment of vulnerable individuals, safely acquiring new customers and strengthening existing relationships has never been more important.
We’ve long been at the forefront of innovation in the credit space. From our Over-Indebtedness Initiative, launched in 2006, to our pioneering trended credit data tool, TrueVision®, we continuously strive to help you paint an accurate and comprehensive picture of applicant and customer risk.
Our Creditworthiness suite is flexible, complementary and customisable — empowering you to make more responsible lending decisions that benefit both your business and customers.
Helping businesses navigate challenges resulting from COVID-19
The Challenge of Identity Validation and Authentication Amidst Economic Uncertainty
Predicting Fraud Threats During the COVID-19 Pandemic and Approaches to Mitigate Against Them
Consumer Credit in a Pandemic: How TransUnion is Tracking the Impact