Credit Risk and Affordability

Improve your lending decisions with valuable consumer insights

For lenders, the ability to make better-informed decisions can fuel growth and commercial improvements. To help you know more about consumers, we launched our Over-Indebtedness Initiative in 2006. Since then, we’ve introduced our daily alerts service, CallMonitor and TrueVision®— a pioneering trended credit data tool that paints a comprehensive picture of a consumer’s behaviour.

At TransUnion, we continuously innovate and iterate our solutions to help you achieve your goals. Our Credit Risk and Affordability product suite is flexible, complementary and can be tailored to your requirements. This empowers you to make more responsible lending decisions that benefit both your business and customers.

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Why TransUnion

Smarter
Decisions

Make more accurate and confident choices using a deeper understanding of consumer affordability.

Featured Content

Shop Direct Case Study

Find out how we helped Shop Direct enhance their responsible lending practices. Read the Case Study.

TransUnion: Products By Solution

Products For Credit Risk and Affordability

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Affordability Report

Delivering the data required to help lenders make responsible, more informed decisions.

CallMonitor

Keep up to date with your customers and their financial situation to inform smarter lending decisions.

CallReport

Call Report helps you make quicker, more responsible choices.

DataDNA

Access a ready-made solution that provides a consistent, single customer view.

TransUnion Open Banking

Transform your onboarding strategy with our Open Banking Platform.

TrueVision

With over 2,000 credit attributes and proprietary algorithms, you see a more holistic consumer profile.

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