Credit Risk and Affordability Solutions

For lenders, understanding consumers on a deeper level leads to better-informed decisions that protect your customers and portfolio. With a changing economic outlook, as well as FCA expectations of robust affordability checks and fair treatment of vulnerable individuals, safely acquiring new customers and strengthening existing relationships has never been more important.

We’ve long been at the forefront of innovation in the credit space. From our Over-Indebtedness Initiative, launched in 2006, to our pioneering trended data product, TrueVision®, and our open banking solutions that are now breaking new ground with Bud, we continuously strive to help you paint an accurate and comprehensive picture of applicant and customer risk.

Our Creditworthiness suite is flexible, complementary and customisable — empowering you to make more responsible lending decisions that benefit both your business and customers.