Smarter, more informed decisions mean more satisfied customers.
CallReport plays a pivotal role in helping lenders make better decisions by employing predictive credit characteristics and scores, enabling you to achieve higher matching accuracy rates. Consisting of three key modules, CallReport provides a detailed view of an individual’s financial records and performance history.
Credit reporting: By streamlining automated scoring and decisioning systems, organisations can make more accurate assessments on credit risk, affordability and the fraud risk associated with new lending applications.
Monitoring: A unique and comprehensive range of daily triggers helps you make faster credit management actions, deliver responsible lending strategies and reduce bad debt.
Scores: Sound information that enables you to confidently identify low-risk from high-risk applicants — across a number of key decision points.
CallReport doesn’t just check a consumer’s creditworthiness at the point of acquisition. Throughout the entire customer lifecycle, it shows a true measure of the applicant’s propensity to pay without causing financial hardship. And when used together, CallReport and Affordability Report (link to page when live) provide businesses with a full view of both the creditworthiness and affordability of an individual.
Stream scoring and decisioning processes to minimise risk and make better decisions
Know your customer with meaningful insights into creditworthiness, affordability and highlight potential fraud risks
Allows you to conduct robust checks across tenant vetting, employee checking and credit checking
Use daily triggers to make faster credit management actions and deliver responsible lending strategies