CallReport

CallReport plays a pivotal role in helping lenders make better decisions by employing predictive credit characteristics and scores, enabling you to achieve higher matching accuracy rates. Consisting of three key modules, CallReport provides a detailed view of an individual’s financial records and performance history.

Credit reporting: By streamlining automated scoring and decisioning systems, organisations can make more accurate assessments on credit risk, affordability and the fraud risk associated with new lending applications.

Monitoring: A unique and comprehensive range of daily triggers helps you make faster credit management actions, deliver responsible lending strategies and reduce bad debt.

Scores: Sound information that enables you to confidently identify low-risk from high-risk applicants — across a number of key decision points.

CallReport doesn’t just check a consumer’s creditworthiness at the point of acquisition. Throughout the entire customer lifecycle, it shows a true measure of the applicant’s propensity to pay without causing financial hardship. And when used together, CallReport and Affordability Report provide businesses with a full view of both the creditworthiness and affordability of an individual.