Granular datasets provide an in-depth view of consumer behaviours across the credit card landscape — with a full wallet perspective to inform winning customer strategies

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Unique insights to help credit card providers help reduce risk, drive growth and optimise profitability

Understand industry trends and consumer behaviours to better inform strategies throughout the credit lifecycle

Optimised portfolio management

Leverage deep domain expertise, specialised datasets and relevant insights to better manage your customer portfolio.

Access credit card market analysis

Obtain a dynamic understanding of the market with industry benchmarking KPIs, competitive analysis, and wallet share and consumer spending insights.

Level up your business intelligence

Transform your data strategies with actionable business intelligence, interactive dashboards and regulatory reporting solutions.

Cutting-edge insights and analysis

Through a powerful consortia dataset, Argus Advisory provides the credit card industry with deep market analyses and strategic support. This data generates market insights with a high level of customisable segmentation, giving issuers a detailed view of their portfolios’ performance and profitability across a wide range of factors. This enables effective benchmarking against peer competitors and the overall industry, and provides a unique view of how customers behave on other issuers’ cards.

With over 25 years of experience in major credit card markets, Argus is now part of TransUnion’s global data and insights ecosystem and uniquely positioned to explain not just the ‘what’ but also the ‘why’ — helping senior decision-makers validate and inform their business strategies.

Market and competitive analysis

Track market changes and identify potential growth

Unlock a consumer-level wallet view and optimise pricing, reduce risk and enhance partnerships through unique data coverage that complements traditional credit reference agency data.

Help drive sustainable growth

Understand customer segments and needs

Inform your strategies with valuable insights into account-level P&L shifts as customers move through the lifecycle, and achieve potential growth by delivering appropriate offers.

Credit risk and fraud defense

Counter sophisticated fraud schemes

Our solutions enable you to link and observe consumers’ credit card behaviours and quickly identify potential bad actors before they can do damage.

See Other Advanced Analytics Consulting Solutions

Develop highly predictive custom models, scores and analytic solutions to generate new data insights for optimal performance.

Learn more about Advanced Analytics Consulting

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Enquiries page for assistance.

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©2024 TransUnion Information Group Limited. All rights reserved. Registered in England and Wales with company number 04968328. Registered office: One Park Lane, Leeds, West Yorkshire, LS3 1EP. TransUnion International UK Limited, part of the TransUnion Information Group, is authorised and regulated by the Financial Conduct Authority under registration number 737740. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. TransUnion International UK Limited is a credit broker and not a lender. TransUnion Information Group Limited and its subsidiaries utilise the TransUnion name under licence from TransUnion LLC.

Credit card benchmarking and portfolio analytics