Traditional income data doesn't always reflect how people earn today. For consumers with multiple jobs, freelance workers, those with irregular income streams or gaps in employment, proving affordability can be challenging despite having the means to repay.

In this video, consumers share their experiences of navigating credit and mortgage applications when their financial circumstances didn't fit conventional lending criteria. It highlights how TransUnion's Modelled Income solution can help organisations better understand affordability when income data is unavailable, limited or difficult to verify.

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