Skip to main content

Why is it important to register on the local electoral register?

There are many factors that affect your credit rating — from your credit history to your financial associates. But did you know something as simple as whether you’re on the electoral register could be standing in the way of you getting a loan?

It’s true. Registering to vote can really improve your chances of being accepted for loans, credit cards and even mortgages.

Many people assume you’re automatically registered to vote — they’re wrong. It’s the individual’s responsibility to ensure they’re on the electoral register. Registering to vote isn’t a complicated and time-consuming process. If you're wondering how to get on the electoral register, these days you can even do it online:

  1. Visit the electoral registration website
  2. Complete your current address, previous address and personal details on the form
  3. Save and print the form
  4. Sign it (to protect yourself from identity theft)
  5. Post it to your local electoral registration office

It’s as easy as that, and even if you don’t exercise your right to vote, you’ll have given yourself a better chance to successfully apply for credit.