United Kingdom
English
United States
English
Botswana
English
Brazil
Português
Canada
English
Canada
Français
Chile
Español
China
繁體中文
Costa Rica
Español
El Salvador
Español
Guatemala
Español
Honduras
Español
Hong Kong
English
Hong Kong
繁體中文
India
English
Kenya
English
Malawi
English
Mexico
Español
Namibia
English
Nicaragua
Español
Philippines
English
Rwanda
English
South Africa
English
Tanzania
English
Trinidad and Tobago
English
Uganda
English
Zambia
English
Zimbabwe
English
Get the credit report that’s right for you
A statutory credit report displays the credit report information TransUnion holds on you. It does not include a credit score or any other educational features that can help you to understand your credit report information in more detail.
You can request a copy of your statutory credit report either by post here, or online here.
To access your credit report information and credit score, TransUnion partners with organisations including Credit Karma, TotallyMoney and Checkmyfile, that offer services with additional features that can help you to:
- Access and monitor your credit report at anytime
- Understand the information on your credit report that is influencing your credit score
- View educational tools that can help you to work towards improving your score if needed or help in maintaining an excellent credit score
- Be alerted to significant changes in your credit report information
Discover more information below on the selected organisations TransUnion partners with.
Choose the credit report option that best suits your needs
|
 |
 |
 |
|
|---|---|---|---|---|
| Credit Report | Unlimited Access | Unlimited Access | Unlimited Access | Unlimited Access |
| Frequency of Credit Report Updates | Daily - a new request to be made when a new credit report is required. | Weekly | Daily | Daily |
| Victim of Fraud Service | ||||
| UK Customer service | ||||
| TransUnion Credit rating | ||||
| TransUnion Credit score | ||||
| A dedicated help area | ||||
| Dispute Resolution | ||||
| Credit Report Alerts | ||||
| Multi Agency credit report, score and dispute resolution | ||||
| Price | Free | Free | Free | Free 30-day trial, then £14.99 a month – cancel anytime |
| Get a statutory report | Get Credit Karma | Get TotallyMoney | Get Checkmyfile |
Credit Report: Unlimited Access
Victim of fraud service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price: Free 30-day trial, then £14.99 a month – cancel anytime
Credit Report: Unlimited Access
Victim of fraud service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price: Free for life
Credit Report: Unlimited Access
Victim of fraud service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price: Free for life
Credit Report: One Off
Victim of fraud service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price: Free
*TransUnion receives a commission for each sign up with one of our trusted partners
What is a credit report?
A credit report is a factual record of your personal credit history, made up of information from different sources like banks, building societies, local authorities, and courts. If you are over 18 years old and have a bank account or taken out a loan, credit card or mobile phone contract, then you will probably have a credit report.
If you apply for credit, organisations will consider the information in your credit report when deciding whether to approve your application. A healthy credit report improves your chances of being approved for a credit card, mortgage, bank loan or similar credit-related products as well as being offered more favourable rates.
It’s important to check your credit report regularly to keep an eye on your financial health, but it can also help to protect you from identity theft, allowing you to spot if someone has used your details fraudulently to obtain credit.
We’re proud to have co-authored a new in-depth guide with the UK’s other leading credit reference agencies, to help consumers better understand how their credit-related information is used by lenders; Understanding your credit information and how lenders use it
Your credit report options explained
Statutory Credit Report
Under the Consumer Credit Act (1974) and the General Data Protection Regulation (2018) you have the right to access a copy of your credit report information produced by any credit reference agencies (CRAs). As one of the UK’s main CRAs, we do this with what is known as a statutory credit report.
You can request a copy of your statutory credit report either by post here, or online here.
A statutory credit report displays the credit report information TransUnion holds on you, it does not include a credit score or any other educational features that can help you to understand your credit report information in more detail.
TransUnion partners with several organisations including, Credit Karma, TotallyMoney and Checkmyfile, that offer services with additional features. If you would like access to your credit report information and credit score with additional feature You can read more information about each of these services below.
Credit Karma
Through Credit Karma you can get free access to your credit report and score which uses information from TransUnion. Along with your monthly credit report, score and credit rating, Credit Karma helps you identify loans and credit cards suitable to your credit rating and therefore the products you’re most likely to be accepted for.
It only takes a few minutes to fill out your credit report application through the Credit Karma website. Just provide some personal details and run through the simple instructions.
Please note Credit Karma is a credit broker and not a lender.
Checkmyfile
Know where you stand with the most detailed credit report you can get. Checkmyfile puts your information from the UK’s three main credit reference agencies in one place.
Make sense of the data and develop the habits to grow your credit score. If you spot something that doesn’t look right, Checkmyfile’s customer care team is on hand to help. Monitor updates online daily and download the info you need, when you need it.
Start your 30-day free trial today, then it’s just £14.99. Cancel online anytime.
TotallyMoney
Get your free credit score and report on TotallyMoney. It’s updated when you log in, so you can act fast if there’s anything wrong. They’ll also show you ways to improve your score, which could mean better credit offers in the future. And if you’re looking for credit, they’ll let you know how likely you are to be accepted for cards and loans before you apply, so you’re not left guessing.
It only takes a few minutes to fill out your credit report application — simply visit the TotallyMoney website. Just provide some personal details and run through the simple instructions.
Please note, TotallyMoney Limited is a credit broker and not a lender.
TransUnion receives a commission for each sign up with one of our trusted partners.
