TransUnion doesn’t offer credit score monitoring directly — our partners do.
To access your credit report information and score, TransUnion patners with organisations that offer monitoring services with additional features.
TransUnion in the UK offers free statutory credit reports, but we don’t provide additional educational features with credit reports or credit scores directly to consumers. Instead, we partner with +50 businesses, such as banks, lenders and comparison sites, that can deliver these services to you. We power the credit score data, tools and insights — so they can provide them as part of their services.
Credit Karma gives you free access to your TransUnion credit report and score, updated weekly and delivered straight to your device. Along the way, you'll get personalised chances of approval for loans and credit cards, so you can see what you're likely to be accepted for before you apply.
Credit Karma UK Limited is a credit broker, not a lender.
TransUnion receives a fee from Credit Karma if you sign up.
Your live credit score* is updated when you log in, so you can see any changes.
They’ll show you why your score has changed, and how to improve it. That could mean better credit offers in the future.
If you’re looking for credit, they’ll let you know how likely you are to be accepted for cards or loans before you apply. No surprises.
* Find out what a live credit score is, with TotallyMoney
TotallyMoney Limited is a credit broker, not a lender.
TransUnion receives a fee from TotallyMoney if you sign up.
Know where you stand with the most detailed credit report you can get. Checkmyfile puts your information from the UK’s three main credit reference agencies – Experian, Equifax, and TransUnion – all in one place.
Make sense of the data on your report and identify steps to help grow your score, no matter what it is right now. And if you spot something that doesn’t look right, Checkmyfile’s UK-based customer care team can help. Monitor updates online daily and download the information you need, when you need it.
Start with a 7-day trial. It’s then £14.99 a month – cancel online anytime.
TransUnion receives a fee from Checkmyfile if you sign up.
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|---|---|---|---|---|
| Credit Report | Unlimited Access | Unlimited Access | Unlimited Access | Unlimited Access |
| Frequency of Credit Report Updates | Daily - a new request to be made when a new credit report is required. | Weekly | Daily | Daily |
| Victim of Fraud Service | ||||
| UK Customer service | ||||
| TransUnion Credit rating | ||||
| TransUnion Credit score | ||||
| A dedicated help area | ||||
| Dispute Resolution | ||||
| Credit Report Alerts | ||||
| Multi Agency credit report, score and dispute resolution | ||||
| Price | Free | Free | Free | Free trial period, then a paid monthly subscription. Cancel online anytime. |
| Get a statutory report | Get Credit Karma | Get TotallyMoney | Get Checkmyfile |
Credit Report: Unlimited Access
Victim of fraud service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price: Free 30-day trial, then £14.99 a month – cancel anytime
Credit Report: Unlimited Access
Victim of fraud service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price: Free for life
Credit Report: Unlimited Access
Victim of fraud service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price: Free for life
Credit Report: One Off
Victim of fraud service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price: Free
*TransUnion receives a commission for each sign up with one of our trusted partners
A statutory credit report displays the credit report information TransUnion holds on you. It does not include a credit score or any other educational features.
TransUnion receives a commission for each sign-up with one of our featured trusted partners . This doesn’t change the price you pay. All offers are the partner’s own — check their terms and conditions before signing up. To register a complaint about a partner service, contact the partner first or see our complaints procedure.