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Our credit monitoring partners

TransUnion doesn’t offer credit score monitoring directly — our partners do.

How our partnerships work

To access your credit report information and score, TransUnion patners with organisations that offer monitoring services with additional features.

TransUnion in the UK offers free statutory credit reports, but we don’t provide additional educational features with credit reports or credit scores directly to consumers. Instead, we partner with +50 businesses, such as banks, lenders and comparison sites, that can deliver these services to you. We power the credit score data, tools and insights — so they can provide them as part of their services.

Our partner offers

Credit Karma

Credit Karma gives you free access to your TransUnion credit report and score, updated weekly and delivered straight to your device. Along the way, you'll get personalised chances of approval for loans and credit cards, so you can see what you're likely to be accepted for before you apply.

Credit Karma UK Limited is a credit broker, not a lender.

TransUnion receives a fee from Credit Karma if you sign up.

TotallyMoney

Your live credit score* is updated when you log in, so you can see any changes.

They’ll show you why your score has changed, and how to improve it. That could mean better credit offers in the future.

If you’re looking for credit, they’ll let you know how likely you are to be accepted for cards or loans before you apply. No surprises.

* Find out what a live credit score is, with TotallyMoney
TotallyMoney Limited is a credit broker, not a lender.
TransUnion receives a fee from TotallyMoney if you sign up.

Checkmyfile

Know where you stand with the most detailed credit report you can get. Checkmyfile puts your information from the UK’s three main credit reference agencies – Experian, Equifax, and TransUnion – all in one place.

Make sense of the data on your report and identify steps to help grow your score, no matter what it is right now. And if you spot something that doesn’t look right, Checkmyfile’s UK-based customer care team can help. Monitor updates online daily and download the information you need, when you need it.

Start with a 7-day trial. It’s then £14.99 a month – cancel online anytime.

TransUnion receives a fee from Checkmyfile if you sign up.

Choose the credit report option that best suits your needs

  Stat Report Logo Credit Karma Logo Totally Money Logo Check My File Logo
Credit Report Unlimited Access Unlimited Access Unlimited Access Unlimited Access
Frequency of Credit Report Updates Daily - a new request to be made when a new credit report is required. Weekly Daily Daily
Victim of Fraud Service
UK Customer service
TransUnion Credit rating
TransUnion Credit score
A dedicated help area
Dispute Resolution
Credit Report Alerts
Multi Agency credit report, score and dispute resolution
Price Free Free Free Free trial period, then a paid monthly subscription. Cancel online anytime.
Get a statutory report Get Credit Karma Get TotallyMoney Get Checkmyfile
Check My File Logo

Credit Report: Unlimited Access

Victim of fraud service

UK Customer service

TransUnion Credit rating

TransUnion Credit score

A dedicated help area

Dispute Resolution

Credit Report Alerts

Multi Agency credit report, score and dispute resolution

Price: Free 30-day trial, then £14.99 a month – cancel anytime

Credit Karma Logo

Credit Report: Unlimited Access

Victim of fraud service

UK Customer service

TransUnion Credit rating

TransUnion Credit score

A dedicated help area

Dispute Resolution

Credit Report Alerts

Multi Agency credit report, score and dispute resolution

Price: Free for life

Totally Money Logo

Credit Report: Unlimited Access

Victim of fraud service

UK Customer service

TransUnion Credit rating

TransUnion Credit score

A dedicated help area

Dispute Resolution

Credit Report Alerts

Multi Agency credit report, score and dispute resolution

Price: Free for life

TransUnion Logo

Credit Report: One Off

Victim of fraud service

UK Customer service

TransUnion Credit rating

TransUnion Credit score

A dedicated help area

Dispute Resolution

Credit Report Alerts

Multi Agency credit report, score and dispute resolution

Price: Free

*TransUnion receives a commission for each sign up with one of our trusted partners

Just want your report without sign-ups?

A statutory credit report displays the credit report information TransUnion holds on you. It does not include a credit score or any other educational features.

TransUnion receives a commission for each sign-up with one of our featured trusted partners . This doesn’t change the price you pay. All offers are the partner’s own — check their terms and conditions before signing up. To register a complaint about a partner service, contact the partner first or see our complaints procedure.