Affordability Capacity & Screening

Discover your customer's real affordability

With increased regulatory attention, indebtedness levels remaining high and many consumers suffering from an unprecedented squeeze on their disposable incomes a robust affordability assessment is an increasingly crucial aspect of credit management.

Affordability Screening and Affordability Capacity utilise our experience and expertise working with affordability data to provide a complete service for identifying consumer indebtedness and assessing affordability.

Affordability Screening - compares debt commitments and living expenses against income held to provide a view on whether a new line or extension of credit is affordable to the consumer.

Affordability Capacity - stresses a customer’s mortgage payment by up to a rise of 5% (in 0.5% increments) and combines with existing unsecured debt commitments and a cost of living value.

Complete the form below to download our Affordability Screening and Capacity brochure.

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