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One-Time Passcode

Quickly validate using a one-time SMS.

Here’s what you can do with TruValidate One-Time Passcode


TruValidate One-Time passcode can help secure at all touch points with your customer with minimal added friction, reducing the risk of losses to fraud and increasing customer confidence with a simple two factor authentication.



TruValidate One-Time Passcode is delivered through the wider TruValidate API, allowing for quick and easy deployment.

Clear audit trail


All One-Time Passcode requests are stored for future reference.

Fully protect the customer journey


For complete coverage, TruValidate One-Time Passcode can be deployed at account creation stage, as a tool to help users access their accounts, or for step-up authentication purposes.

Fully automated


Passcode generation and validation requires no human input and is available 24/7.

If you’re a consumer with questions or issues related to your personal credit report, drivers history report, disputes, fraud, identity theft, credit report freeze or credit monitoring services, please visit our Customer Support Center for assistance.

Contact Us

TransUnion would like to send you original insight, commentary and research on data, software and analytics, early notifications of exclusive events and information about our products and services. If you would like to receive that information, please let us know using the following options:

For Sales enquiries please call (+44) 0113 868 2600

Alternatively, for all other enquiries please call us on (+44) 0113 388 4300

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