Thought Leadership

In this section of our website you will find current TransUnion thought leadership articles issued to the press. For any media enquiries, interview requests or industry insights, please contact our press team.

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Back-book affordability assessments – a changing landscape

Back-book affordability assessments – a changing landscape

18 November 2015

Callcredit Information Group supports lenders in making better informed and responsible lending decisions. Recently the company has noticed lenders have changed their approach and appetite in relation to back-book affordability assessments.

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Super Hub - the next generation of counter fraud hub for the new public sector landscape

Super Hub - the next generation of counter fraud hub for the new public sector landscape

21 October 2015

James Rawlins, Senior Consultant at Callcredit Information Group looks at the evolving local authority fraud landscape and the next generation of fraud hubs.

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Identifying and managing vulnerable customers is a key element of responsible lending

Identifying and managing vulnerable customers is a key element of responsible lending

15 October 2015

One of the major themes of the new regulatory framework from the FCA has been for lenders not to have a detrimental impact on their customers through the loans they provide. Part of this guidance relates to the identification and management of ‘vulnerable’ consumers.

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The impact of the FCA on collections within the utilities sector

The impact of the FCA on collections within the utilities sector

08 October 2015

Nick Smith, Utilities Consultant at Callcredit Information Group believes the answer for utility providers to meet the FCA’s collections requirements is all about sharing data. Nearly a year and half since the FCA took over regulation of the credit industry he discusses the implications the FCA’s changes have had on collections, and how these changes impact the utility sector when it comes to recovering money owed.

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Affordability – Why it matters now more than ever

Affordability – Why it matters now more than ever

05 October 2015

Following the proposed changes in the recent Housing Bill, Kevin Gilhooly, Senior BDM - Social Housing at Callcredit Information Group, discusses the implications for local authorities and housing associations. He believes a new model for social housing is required that will help councils and housing associations identify who can afford the higher Pay to Stay rents and evaluate the potential scenarios for their own area.

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