Drive responsible lending decisions

Demonstrate a commitment to delivering best practice responsible lending by ensuring that applicants are able to afford the loans they are taking out.

TransUnion provide a market-leading service to verify your applicant’s income is as stated at the point of application, alongside our credit and verification checks.

We utilise our vastly superior coverage of credit turnover values (supplemented with application salaries) to provide an Affordability Report. The highlight feature is a traffic light system for validating income. By supplying us with your lending tolerance levels we can provide you with a simple red, amber or green status against an applicant enabling you to ensure a smooth customer journey and a fair decision for your customer.

As well as providing assurance that your applicant can make the repayments it also helps to streamline your application process by reducing the need for manual intervention.

As it’s available as a stand-alone product our income and affordability checks can be used independently from our other services as part of an intelligent and dynamic approach to validating new business. 

To find out more about our Motor Finance solutions complete our online enquiry form and a member of our dedicated team will get back to you.

Contact us