TransUnion is the new trading name of Callcredit in the UK. The usual high levels of service and products will continue as normal whilst we update the brand over the coming months.

Your FREE FOR LIFE credit report & score

Noddle is a trading name of Credit Karma UK Ltd. TransUnion receives a fee from Credit Karma if you sign up using this link.

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Get YOUR Personal Credit Report 

Your credit report is like your financial passport. When you apply for credit, lenders will use it to make decisions about you based on the information it contains. A healthy credit report will better your chances of being approved for a credit card, a mortgage, a bank loan and many more credit-related products. The more you know about what's on your credit file, how it's used and what you can do to improve your credit rating or score, the more likely it is that you’ll get the credit you need at better rates.

If you check your credit report regularly it can also help you spot if someone is using your name or details fraudulently.

Here are two great ways you can access a credit report that uses data from TransUnion.

There are two ways you can access your credit report:

1. Statutory Credit Report

The Consumer Credit Act gives you the right to request your statutory credit file from TransUnion. Your statutory credit file will provide access to details about your credit accounts, missed payments and the people who you have financial links to. You can also choose whether you'd like to receive it online or by post.

2. Noddle

Free access to your credit report and score for life from Noddle. Noddle is now part of Credit Karma UK Ltd. and takes information from TransUnion. Along with your monthly credit report, score and credit rating, Noddle can also help you find the loans and credit cards suitable for your credit rating – making sure you only apply for the products which you’re most likely to be accepted for. Noddle is a credit broker and not a lender.

Get the right credit report for you

Need some help?

To help guide you through your credit report and how to protect yourself from identity fraud we have created a Consumer Help Section as well as a FAQs section.

It’s here where you can learn exactly how to check your credit report and understand what affects it. You can also access our guide on how to improve your score.

It only takes a few minutes to fill out your credit report application, whether you go through the Credit Report or Noddle website. All you need to do is provide some personal details and run through the straightforward onscreen instructions.